All Loans > Auto Loans > Us Eagle Federal Credit Union Auto Loans Calculator
Important disclosure

US Eagle Federal Credit Union Auto Loan Calculator, Interest Rates & Overview

Carla Soto
Carla Soto
Updated 13 November 2023
Fact checked

US Eagle Federal Credit Union auto loans overview

US Eagle Federal Credit Union logo

US Eagle Federal Credit Union provides competitive auto financing options with fast approval, low rates, and long repayment plans. Qualified members can finance new and pre-owned vehicles ranging from cars and trucks to recreational vehicles and boats. On top of these, US Eagle rewards members through rate discounts and cash bonuses.

Want to see what a US Eagle auto loan will cost? Try the US Eagle Federal Credit Union auto loan calculator below! All you have to do is enter your desired loan amount and term to see an estimate. You can use the calculator to adjust your loan amount and term to see how it might affect your monthly repayments.

Key US Eagle Federal Credit Union auto loan features

  • Minimum loan amount: Undisclosed.
  • Maximum loan amount: Undisclosed.
  • Interest rates: As low as 4.99% APR.
  • Loan terms: Up to 84 months.
  • Loan fees: Late fee.
  • Discounts: MemPerx rate discounts.

US EAGLE FEDERAL CREDIT UNION AUTO LOAN OPTIONS

New and used auto loans

You can finance new or used cars, trucks, and SUVs and refinance your vehicle through US Eagle Federal Credit Union. Including discounts, 2019 to 2024 models have rates as low as 4.99% APR. Then, 2016 to 2018 vehicles start at 6.74% APR. Depending on your vehicle’s year, you can make repayments on your loan for up to 84 months.

Recreational vehicle loans

If you want to take your adventure on the road, US Eagle also offers loans for recreational vehicles, motorhomes, and campers. For terms of up to 84 months, new and pre-owned vehicles have a minimum APR of 8.99% (including discount). Meanwhile, rates start at 9.79% APR for terms of up to 144 months and 10.79% APR for up to 180 months.

Motorcycle loans

You can finance ADVs, cruisers, sports bikes, trikes, and scooters, too. Interest rates are as low as 7.99% APR, and terms can be up to 72 months.

US Eagle Federal Credit Union auto loan calculator

Provider
Product Information
EST Monthly
Repayment
Interest
Rate
Repayment
Period
Loan
Amounts
Sort loans by

Loan Amount

$25,000

Term

60 months

Change
Sorry, no results were found
Featured
Achieva Credit Union

Achieva - New Auto Loan

Estimated Month Repayments
$437 Inclusive of fees
Interest Rate
1.89%
APR
Repayment Period
12 months
to 84 months
Loan Amounts
$5,000
to $100,000
GO TO SITE
Low fixed interest rates. Flexible terms. Same-day approvals. No hidden fees.
Featured
Bank of America

Bank of America auto loan

Estimated Month Repayments
$595 Inclusive of fees
Interest Rate
15.00%
APR
Repayment Period
12 months
to 72 months
Loan Amounts
$5,000
to $100,000
GO TO SITE
Get a low interest rate Bank of America auto loan

SeeLoans.com provides factual information about financial products. While SeeLoans.com attempts to make a wide range of products and providers available, it may not cover all the options available to you. Moreover, we cannot be responsible for changes made to this information by product providers and/or inaccurate information obtained from a product provider. All product information comes from the product provider or publicly available information and to the best of our knowledge is correct at the time of publishing. The information published on SeeLoans.com is general in nature only and does not consider your personal objectives, financial situation or particular needs and is not recommending any particular product to you. If you decide to apply for a product, you will be dealing directly with that provider and not with SeeLoans.com. SeeLoans.com recommends reading the relevant product disclosure statement or product guide before taking up any financial product offer. Please view SeeLoans.com's Terms of Use for more information.

Minimum and maximum loan periods vary between 1 month and 10 years. Annual Percent Rates (APR) vary between 4.99% and 35.99% p.a. Total interest repayments vary between $592 and $916 over the life of the loan. *APR is based on an unsecured loan of $20,000 over a term of 3 years. WARNING: This APR is true only for the examples and may not include all charges. Different terms, fees or loan amounts might result in a different APR. These rates can change without further notice.

How to apply for a U.S. Eagle auto loan

Eligibility criteria

Even if US Eagle Federal Credit Union doesn’t list the exact criteria for auto financing, you usually need to be:

  • 18 years old or legal to obtain a loan
  • A legal resident
  • A US Eagle member
  • Employed or have a dependable source of income

Keep in mind that the credit union offers its lowest APRs to members with excellent borrower credit history. So, to improve your chances of getting a favorable loan, try to build your credit before applying. Plus, this can help you save more over the life of the loan.

How to join US Eagle Federal Credit Union

You can become a US Eagle member if you:

  • Are a U.S. Government employee who works in or is supervised from Bernalillo, Valencia, or Socorro County
  • Live, work, worship, or attend school in Sandoval or San Juan County
  • Are a family member or roommate of an existing US Eagle Federal Credit Union member
  • Are an employee or member of one of US Eagle’s 400+ partner organizations (SEGs)
  • Become a member of The Golden Eagle Association or Keep New Mexico Beautiful
  • Make at least a $20 donation to the ARNIA Foundation

What you’ll need to have ready

Personal details

When you apply for auto financing with US Eagle Federal Credit Union, you’ll be asked to provide personal information such as:

  • An email address
  • Your full name
  • Address
  • Social Security number
  • Employment information
  • Income details
  • U.S. citizenship status
  • A list of monthly expenses

Documents

You may need to provide US Eagle with additional documents to complete your loan request. These documents may include a purchase agreement or bill of sale, car registration and title, instructions for buying out a lease, proof of income (such as federal tax returns and W-2s), and financial statements.

Besides preparing the documents, it’s beneficial to understand the steps in getting an auto loan. This will help you get through the process more easily and potentially guide you in negotiating loan offers.

Ways to apply for a US Eagle auto loan

  • Apply online by clicking the GO TO SITE link in the table below
  • Visit a branch
  • Call 505-342-8888

Additional US Eagle auto loan details

  • Automatic payment: Available.
  • Rate discounts: Up to a 0.50% rate discount through MemPerx.
  • Repayment frequency: Monthly.
  • Late payment fees: Up to $30.
  • Prepayment penalty: Undisclosed.
  • Co-borrowers allowed: Yes.
  • Co-signers: Undisclosed.
  • Hardship program: Skip-a-pay available. (Learn more)
  • Ways to repay: Online banking, over the phone, in person, and through mail.

Vehicle restrictions and limitations

  • Maximum vehicle age: Undisclosed.
  • Maximum vehicle mileage: Undisclosed.
  • Other vehicle restrictions: Undisclosed.

PROS AND CONS

Pros

  • Low interest rates.
  • Long repayment plans.
  • Pre-approval available.
  • Easy online application.
  • Up to 0.50% rate discounts.
  • No payment for up to 90 days.
  • $250 cash bonus for establishing autopay from a US Eagle Perk or Perks Plus Checking account.
  • Co-applicants allowed.
  • Optional GAP coverage offered.

Cons

  • Membership required.
  • Late payment fee.
  • Undisclosed minimum and maximum auto loan amounts.

FREQUENTLY ASKED QUESTIONS

How much interest does US Eagle charge on car loans?

Auto loans begin as low as 4.99% APR, including MemPerx’s maximum benefit.

Are there discounts available on US Eagle auto loans?

You may qualify for up to a 0.50% rate discount through MemPerx depending on your US Eagle relationship.

Does US Eagle Federal Credit Union refinance vehicle loans?

Yes. You can transfer your existing car loan to benefit from the credit union’s low rates, long terms, and $250 cash bonus.

What is the maximum term of a US Eagle car loan?

You can make loan repayments for up to 84 months.

How can I contact US Eagle about my auto loan?

You can contact US Eagle at 505-342-8888.

How long does US Eagle take to approve vehicle loans?

In most cases, you may get the loan decision on the same day.

Video: US Eagle – Auto – Road

Carla Soto
Carla Soto

Carla is a skilled copywriter at BestFind with a background in marketing and communications. She specializes in reviewing personal loan and finance products to help readers navigate the complex world of personal finance.

.

Seeloans.com provides factual information in relation to financial products. While Seeloans.com attempts to make a wide range of products and providers available, it may not cover all the options available to you. Moreover, we cannot be responsible for changes made to this information by product providers and/or inaccurate information obtained from a product provider. All product information comes from the product provider or publicly available information and to the best of our knowledge is correct at the time of publishing. The information published on Seeloans.com is general in nature only and does not consider your personal objectives, financial situation or particular needs and is not recommending any particular product to you. If you decide to apply for a product you will be dealing directly with that provider and not with Seeloans.com. Seeloans.com recommends that you read the relevant product disclosure statement or product guide before taking up any financial product offer. For more information please see Seeloans.com’s Terms of Use and Services Guide.

© 2025 Seeloans.com