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Sikorsky Credit Union Auto Loan Calculator, Interest Rates & Overview

Carla Soto
Carla Soto
Updated 06 November 2023
Fact checked

Sikorsky Credit Union auto loans overview

Sikorsky Credit Union logo

Sikorsky Credit Union was established in 1948 in Connecticut and serves over 62,000 members across Fairfield, New Haven, and Hartford. Sikorsky boasts pre-owned and new vehicle loans with competitive interest rates and flexible terms. Other than cars, members can finance SUVs, trucks, and motorcycles, too.

Want to see what a Sikorsky auto loan will cost? Try the Sikorsky Credit Union auto loan calculator below! All you have to do is enter your desired loan amount and term to see an estimate. You can use the calculator to adjust your loan amount and term to see how it might affect your monthly repayments.

Key Sikorsky Credit Union auto loan features

  • Minimum loan amount: Undisclosed.
  • Maximum loan amount: Undisclosed.
  • Interest rates: As low as 5.39% APR.
  • Loan terms: Up to 84 months.
  • Loan fees: Undisclosed.
  • Discounts: Autopay discounts.

SIKORSKY CREDIT UNION AUTO LOAN OPTIONS

New and used auto loans

Sikorsky Credit Union’s vehicle loans carry low rates and flexible repayment terms of up to 84 months. You can buy or refinance 2022 to 2024 model years for as low as 5.39% APR. Meanwhile, 2019 to 2021 vehicles have rates from 5.64% APR. You can also choose 2015 or earlier models from 7.39% APR.

Motorcycle loans

You can apply for a loan to finance your dream motorcycle through the credit union, too. The starting interest rate is 6.89% APR. Other than workable rates, loan terms range from 36 to 72 months, so you can choose a loan term that works for you.

Advantage auto loans

For more affordable monthly payments, you can opt for Sikorsky’s Advantage Auto Loan and benefit from the advantages of traditional financing and a lease. Through this, your payments are usually 20% to 40% lower than a traditional loan. Plus, you can choose from 7,500, 10,000, 12,000, 15,000, and 18,000 miles per year. At the end of your term, you can turn in, sell, trade, or keep your vehicle.

Sikorsky Credit Union auto loan calculator

Provider
Product Information
EST Monthly
Repayment
Interest
Rate
Repayment
Period
Loan
Amounts
Sort loans by

Loan Amount

$25,000

Term

60 months

Change
Sikorsky Credit Union

Sikorsky Credit Union auto loan

Sikorsky Credit Union auto loan
Estimated Month Repayments
$595 Inclusive of fees
Interest Rate
15.00%
APR
Repayment Period
12 months
to 72 months
Loan Amounts
$5,000
to $100,000
GO TO SITE
Get a low interest rate Sikorsky Credit Union auto loan
Featured
Achieva Credit Union

Achieva - New Auto Loan

Estimated Month Repayments
$437 Inclusive of fees
Interest Rate
1.89%
APR
Repayment Period
12 months
to 84 months
Loan Amounts
$5,000
to $100,000
GO TO SITE
Low fixed interest rates. Flexible terms. Same-day approvals. No hidden fees.
Featured
Bank of America

Bank of America auto loan

Estimated Month Repayments
$595 Inclusive of fees
Interest Rate
15.00%
APR
Repayment Period
12 months
to 72 months
Loan Amounts
$5,000
to $100,000
GO TO SITE
Get a low interest rate Bank of America auto loan

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Minimum and maximum loan periods vary between 1 month and 10 years. Annual Percent Rates (APR) vary between 4.99% and 35.99% p.a. Total interest repayments vary between $592 and $916 over the life of the loan. *APR is based on an unsecured loan of $20,000 over a term of 3 years. WARNING: This APR is true only for the examples and may not include all charges. Different terms, fees or loan amounts might result in a different APR. These rates can change without further notice.

How to apply for a Sikorsky Central Credit Union auto loan

Eligibility criteria

Sikorsky Credit Union doesn’t specify the criteria for vehicle financing, but you should typically meet the following:

  • A Sikorsky member
  • 18 years old or older
  • A legal resident
  • Employed or have a dependable income

While each financial institution has a unique set of criteria, borrowers with solid credit profiles tend to get the best offers. So, try to build your credit score before you apply. This will help you better meet the requirements, secure favorable loan rates, and save more overall.

How to join Sikorsky Credit Union

Sikorsky membership is open to:

  • Anyone living, working, volunteering, or worshiping in Fairfield, New Haven, and Hartford counties
  • Immediate family or household members of those who live, work, volunteer, or worship in the counties above

What you’ll need to have ready

Personal details

When you apply for auto financing with Sikorsky Credit Union, you’ll be asked to provide personal information such as:

  • An email address
  • Your full name
  • Address
  • Social Security number
  • Employment information
  • Income details
  • U.S. citizenship status
  • A list of monthly expenses

Documents

You may need to provide Sikorsky with additional documents to complete your loan request. These documents may include a purchase agreement or bill of sale, car registration and title, instructions for buying out a lease, proof of income (such as federal tax returns and W-2s), and financial statements.

Remember though that there are several financing options around, so compare other lenders and offers, too. One way to make this easier is to understand the steps in getting an auto loan. This way, you can weigh your choices and make smarter decisions before you hit the road.

Ways to apply for a Sikorsky auto loan

  • Apply online by clicking the GO TO SITE link in the table below
  • Visit a branch
  • Call (203) 377-2252 or (888) 753-5553

Additional Meriwest Credit Union auto loan details

  • Automatic payment: Available.
  • Loan approval times: Undisclosed, but it may take Sikorsky Credit Union a day or more based on your application.
  • Rate discounts: 0.25% rate discount with automatic transfers from a Sikorsky Credit Union account.
  • Repayment frequency: Monthly.
  • Late payment fees: Undisclosed.
  • Prepayment penalty: Undisclosed.
  • Ways to repay: Online banking, mobile banking, over the phone, and in a branch.

Vehicle restrictions and limitations

  • Maximum vehicle age: Undisclosed.
  • Maximum vehicle mileage: Undisclosed.
  • Other vehicle restrictions: Commercial vehicles and vehicles with rebranded titles are ineligible for financing.

PROS AND CONS

Pros

  • Competitive loan rates.
  • Flexible payment terms.
  • 0.25% APR discount with autopay.
  • Co-applicants and co-signers allowed.
  • Purchase and refinance available.
  • Easy online application.
  • Loan choices for new and used cars, SUVs, trucks, and motorcycles.
  • Convenient loan payment options – digital banking, over the phone, and in person.
  • Advantage Auto Loan offers the pros of traditional financing and a lease.

Cons

  • For members only.
  • Undisclosed loan fees.
  • Minimum and maximum loan amounts unspecified.
  • Commercial and rebranded title vehicles are ineligible.

FREQUENTLY ASKED QUESTIONS

What is the interest rate for Sikorsky Credit Union car financing?

2022 to 2024 models have rates as low as 5.39% APR. Then, 2019 to 2021 models start at 5.64% APR. But if you’re looking for older vehicles, rates begin at 5.89% APR.

What is the maximum length of a Sikorsky auto loan?

Sikorsky Credit Union offers repayment periods of up to 84 months.

Are there discounts available on Sikorsky CU car loans?

Sikorsky Credit Union has a 0.25% discount on loan rates when you set up automatic payments from your Sikorsky account.

How to get a vehicle loan from Sikorsky Credit Union?

You can quickly apply for Sikorsky Credit Union auto loans online or in your preferred Sikorsky branch.

Can I refinance an existing auto loan from another lender to Sikorsky?

Yes. You can transfer your existing vehicle loan from a different lender to Sikorsky CU. This way, you can take advantage of the credit union’s low loan rates and flexible repayment options.

How does the Advantage Auto Loan work?

Your principal payment is the difference between what you pay for the vehicle and its residual value. So, you benefit from lower monthly payments but still keep the vehicle title under your name. You can choose to turn in, sell, trade, or keep the auto and pay off the remaining balance at the end of your term.

How do I pay my Sikorsky CU auto loan?

You can pay your Sikorsky Credit Union loan through online banking, mobile banking, the phone, and a branch.

Video: Thinking of an Auto Loan?

Carla Soto
Carla Soto

Carla is a skilled copywriter at BestFind with a background in marketing and communications. She specializes in reviewing personal loan and finance products to help readers navigate the complex world of personal finance.

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