All Loans > Auto Loans > Meriwest Credit Union Auto Loans Calculator
Important disclosure

Meriwest Credit Union Auto Loan Calculator, Interest Rates & Overview

Carla Soto
Carla Soto
Updated 08 October 2023
Fact checked

Meriwest Credit Union auto loans overview

Meriwest Credit Union logo

Meriwest Credit Union started in 1961 and continues to serve its members across the Greater Bay Area of California and Pima County, Arizona. Meriwest provides flexible vehicle financing choices with terms ranging from 24 to 96 months. Plus, the credit union offers special loans tailored to buyers with no or minimal credit history and eco-friendly vehicles.

Want to see what a Meriwest auto loan will cost? Try the Meriwest Credit Union auto loan calculator below! All you have to do is enter your desired loan amount and term to see an estimate. You can use the calculator to adjust your loan amount and term to see how it might affect your monthly repayments.

Key Meriwest Credit Union auto loan features

  • Minimum loan amount: $5,000.
  • Maximum loan amount: Up to 100%.
  • Interest rates: From 7.39% APR.
  • Loan terms: 24 to 96 months.
  • Loan fees: No application fee.
  • Discounts: Undisclosed.

MERIWEST CU AUTO LOAN OPTIONS

New and used auto loans

Meriwest offers auto loans for new and pre-owned cars and trucks. For new vehicles, rates start at 7.39% APR and 7.44% APR for used vehicles. In addition, you can make your monthly loan payments for up to 96 months. Meriwest CU also has special offers for eco-auto loans and first-time buyers.

Motorcycle loans

You can also drive away with a two-wheel ride with Meriwest’s motorcycle loans. The starting rate for new motorcycles is 7.84% APR and 7.89% APR for used ones. Moreover, you can extend your repayment terms for up to 84 months.

RV and boat loans

The credit union has flexible loans for recreational vehicles and boats, too. You can finance your RV or boat for as low as 7.89% APR. Then, loan terms can be as long as 240 months.

Meriwest Credit Union auto loan calculator

Provider
Product Information
EST Monthly
Repayment
Interest
Rate
Repayment
Period
Loan
Amounts
Sort loans by

Loan Amount

$25,000

Term

60 months

Change
Meriwest Credit Union

Meriwest Credit Union auto loan

Meriwest Credit Union auto loan
Estimated Month Repayments
$595 Inclusive of fees
Interest Rate
15.00%
APR
Repayment Period
12 months
to 72 months
Loan Amounts
$5,000
to $100,000
GO TO SITE
Get a low interest rate Meriwest Credit Union auto loan
Featured
Achieva Credit Union

Achieva - New Auto Loan

Estimated Month Repayments
$437 Inclusive of fees
Interest Rate
1.89%
APR
Repayment Period
12 months
to 84 months
Loan Amounts
$5,000
to $100,000
GO TO SITE
Low fixed interest rates. Flexible terms. Same-day approvals. No hidden fees.
Featured
Bank of America

Bank of America auto loan

Estimated Month Repayments
$595 Inclusive of fees
Interest Rate
15.00%
APR
Repayment Period
12 months
to 72 months
Loan Amounts
$5,000
to $100,000
GO TO SITE
Get a low interest rate Bank of America auto loan

SeeLoans.com provides factual information about financial products. While SeeLoans.com attempts to make a wide range of products and providers available, it may not cover all the options available to you. Moreover, we cannot be responsible for changes made to this information by product providers and/or inaccurate information obtained from a product provider. All product information comes from the product provider or publicly available information and to the best of our knowledge is correct at the time of publishing. The information published on SeeLoans.com is general in nature only and does not consider your personal objectives, financial situation or particular needs and is not recommending any particular product to you. If you decide to apply for a product, you will be dealing directly with that provider and not with SeeLoans.com. SeeLoans.com recommends reading the relevant product disclosure statement or product guide before taking up any financial product offer. Please view SeeLoans.com's Terms of Use for more information.

Minimum and maximum loan periods vary between 1 month and 10 years. Annual Percent Rates (APR) vary between 4.99% and 35.99% p.a. Total interest repayments vary between $592 and $916 over the life of the loan. *APR is based on an unsecured loan of $20,000 over a term of 3 years. WARNING: This APR is true only for the examples and may not include all charges. Different terms, fees or loan amounts might result in a different APR. These rates can change without further notice.

How to apply for a Meriwest Central Credit Union auto loan

Eligibility criteria

Meriwest doesn’t specify the requirements, but you should normally meet the following criteria:

  • 18 years old or older
  • A legal resident
  • A member of Meriwest CU
  • Employed or have a dependable source of income

Besides meeting the eligibility criteria, make sure your budget is ready. Vehicle loans are normally secured, so you may risk losing your car if you default on your payments.

How to join Meriwest Credit Union

To become a member, you need to meet one of the following criteria:

  • Live, work, worship, or study in Alameda, Contra Costa, San Francisco, San Mateo, and Santa Clara counties of Northern California and Pima County, Arizona
  • An employee of a participating Meriwest member company
  • A relative of or live with a current member of Meriwest
  • Complimentary membership in the Financial Fitness Association if you live in California or Arizona

What you’ll need to have ready

Personal details

When you apply for auto financing with Meriwest Credit Union, you’ll be asked to provide personal information such as:

  • An email address
  • Your full name
  • Address
  • Social Security number
  • Employment information
  • Income details
  • U.S. citizenship status
  • A list of monthly expenses

Documents

You may need to provide Meriwest with additional documents to complete your loan request. These documents may include a purchase agreement or bill of sale, car registration and title, instructions for buying out a lease, proof of income (such as federal tax returns and W-2s), and financial statements.

Other than the loan documents, it helps to know the auto loan fees, too. This can support you in weighing the overall loan expenses, comparing your choices, and choosing the right loan for your situation.

Ways to apply for a Meriwest CU auto loan

  • Apply online by clicking the GO TO SITE link in the table below
  • Visit a branch
  • Call 877-637-4937

Additional Meriwest Credit Union auto loan details

  • Automatic payment: Available.
  • Repayment frequency: Monthly.
  • Late payment fees: Undisclosed.
  • Prepayment penalty: Undisclosed.
  • Co-borrowers allowed: Yes.
  • Co-signers: Undisclosed.
  • Ways to repay: Direct deposit, online transfer, credit or debit card, ACH, over the phone, and by mail.

Vehicle restrictions and limitations

  • Maximum vehicle age: Undisclosed.
  • Maximum vehicle mileage: Undisclosed.
  • Other vehicle restrictions: Undisclosed.

PROS AND CONS

Pros

  • Quick loan decisions.
  • Longer repayment periods.
  • Convenient online application.
  • Co-applicants allowed.
  • Easy car-buying services.
  • Special eco-auto loan rates.
  • Purchase and refinance available.
  • Up to 100% financing.
  • No application fees.
  • Loan options for buyers with no or minimal credit history or professional non-permanent residential aliens.
  • Dealer and private purchases allowed.
  • Auto insurance, Mechanical Repair Coverage (MRC), and Guaranteed Asset Protection (GAP) offered.

Cons

  • Membership required.
  • Undisclosed vehicle requirements.
  • Possible higher rates for borrowers with low credit scores.

FREQUENTLY ASKED QUESTIONS

Are Meriwest auto loan interest rates fixed or variable?

Meriwest offers fixed-rate auto loans.

How to apply for a vehicle loan at Meriwest Credit Union?

You can quickly apply online, call 877-637-4937, or visit a branch office near you.

How do I pay my Meriwest Credit Union car loan?

There are multiple loan payment options available – direct deposits, online transfers, credit or debit card payments, ACH payments, phone banking, and by mail.

How long does Meriwest CU take to approve vehicle loans?

The turnaround time for auto loan applications is less than 24 hours.

How much do I qualify for with a Meriwest auto loan?

Meriwest offers up to 100% financing. Remember though that your maximum loan amount may depend on several factors, like your creditworthiness.

What information do I need to provide when applying for a Meriwest car loan?

You need to provide your personal and contact details along with your address and Social Security number. Meriwest needs information on your employment and income, too.

What insurance do I need for an auto loan?

You need full insurance coverage, including comprehensive and collision.

Video: Ask the Expert: “3 tips for purchasing a car”

Carla Soto
Carla Soto

Carla is a skilled copywriter at BestFind with a background in marketing and communications. She specializes in reviewing personal loan and finance products to help readers navigate the complex world of personal finance.

.

Seeloans.com provides factual information in relation to financial products. While Seeloans.com attempts to make a wide range of products and providers available, it may not cover all the options available to you. Moreover, we cannot be responsible for changes made to this information by product providers and/or inaccurate information obtained from a product provider. All product information comes from the product provider or publicly available information and to the best of our knowledge is correct at the time of publishing. The information published on Seeloans.com is general in nature only and does not consider your personal objectives, financial situation or particular needs and is not recommending any particular product to you. If you decide to apply for a product you will be dealing directly with that provider and not with Seeloans.com. Seeloans.com recommends that you read the relevant product disclosure statement or product guide before taking up any financial product offer. For more information please see Seeloans.com’s Terms of Use and Services Guide.

© 2025 Seeloans.com