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Landmark Credit Union Auto Loan Calculator, Interest Rates & Overview

Carla Soto
Updated 06 October 2023
Fact checked

Landmark Credit Union auto loans overview

Landmark Credit Union logo

Landmark Credit Union was founded in 1933 and now has 35 branches across Wisconsin. From 6.04% APR, you can get loans for new and pre-owned autos, trucks, and motorcycles from dealerships and private parties. Plus, Landmark offers flexible repayment options of up to 84 months.

Want to see what a Landmark auto loan will cost? Try the Landmark Credit Union auto loan calculator below! All you have to do is enter your desired loan amount and term to see an estimate. You can use the calculator to adjust your loan amount and term to see how it might affect your monthly repayments.

Key Landmark Central Credit Union auto loan features

  • Minimum loan amount: None.
  • Maximum loan amount: Undisclosed.
  • Interest rates: From 6.04% APR.
  • Loan terms: Up to 84 months.
  • Loan fees: Undisclosed.
  • Discounts: Undisclosed.

LANDMARK CU AUTO LOAN OPTIONS

New and used auto, truck, and motorcycle loans

Landmark CU offers loans for buying and refinancing new and used cars, trucks, and motorcycles. Qualified members can apply for as low as 6.04% APR. Additionally, Landmark has flexible repayment periods of up to 84 months to help you make your loan more manageable.

Boat, powersport, and RV loans

Besides auto loans, you can finance boats, powersport vehicles, recreational vehicles, ATVs, snowmobiles, and more. For boats, rates begin at 7.05% APR, and you can make your payments for up to 180 months. Powersport rates start at 8.64% APR, while RV loans can have rates of at least 9.40% APR.

Landmark Credit Union auto loan calculator

Loan Amount

$25,000

Term

60 months

Landmark Credit Union

Landmark Credit Union auto loan

Estimated Month Repayments
Interest Rate
15.00%
APR
Repayment Period
12 months
to 72 months
Loan Amounts
$5,000
to $100,000
Get a low interest rate Landmark Credit Union auto loan

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Minimum and maximum loan periods vary between 1 month and 10 years. Annual Percent Rates (APR) vary between 4.99% and 35.99% p.a. Total interest repayments vary between $592 and $916 over the life of the loan. *APR is based on an unsecured loan of $20,000 over a term of 3 years. WARNING: This APR is true only for the examples and may not include all charges. Different terms, fees or loan amounts might result in a different APR. These rates can change without further notice.

How to apply for a Landmark credit union auto loan

Eligibility criteria

Though Landmark doesn’t list the standards for vehicle financing, you should typically be:

  • A member of Landmark CU
  • 18 years old or older
  • Employed or have a reliable source of income

Other than these criteria, inquire about the loan fees, too. Working out the total cost of your loan helps you compare different choices and choose the one that will save you money. Plus, you can prepare your budget and avoid defaulting on your car loan.

How to join Landmark Credit Union

You can join Landmark if you meet one of the following criteria:

  • Live or work in select Southern and Northeastern Wisconsin counties and McHenry and Lake Counties in Northeastern Illinois
  • Immediate family member of anyone eligible for membership

What you’ll need to have ready

Personal details

When you apply for auto financing with Landmark Credit Union, you’ll be asked to provide personal information such as:

  • An email address
  • Your full name
  • Address
  • Social Security number
  • Employment information
  • Income details
  • U.S. citizenship status
  • A list of monthly expenses

Documents

You may need to provide Landmark with additional documents to complete your loan request. These documents may include a purchase agreement or bill of sale, car registration and title, instructions for buying out a lease, proof of income (such as federal tax returns and W-2s), and financial statements.

If you want to purchase your vehicle from a dealership, you need to indicate the dealership’s name and phone number. And in case there is a lien, Landmark will require a 10-day payoff. Being prepared with these requirements can help the credit union process your application faster.

Ways to apply for a Landmark CU auto loan

  • Apply online by clicking the GO TO SITE link in the table below
  • Visit a branch
  • Call 262-796-4500

Additional Landmark auto loan details

  • Automatic payment: Available.
  • Repayment frequency: Monthly.
  • Late payment fees: Undisclosed.
  • Prepayment penalty: None.
  • Ways to repay: Digital banking, mobile app, by mail, in a branch, and payroll deductions.

Vehicle restrictions and limitations

  • Maximum vehicle age: Undisclosed.
  • Maximum vehicle mileage: Undisclosed.
  • Other vehicle restrictions: Undisclosed.

PROS AND CONS

Pros

  • Competitive rates.
  • Longer repayment terms.
  • No minimum loan amount.
  • Convenient online application and pre-approval.
  • Car dealer and private party purchases allowed.
  • Co-applicants allowed.
  • No prepayment penalties.
  • Payment relief available.
  • Pre-approval valid for 60 days.
  • Easy monthly payment methods – digital banking, mobile app, by mail, in a branch, and payroll deductions.

Cons

  • Membership required.
  • Unspecified late payment charges.
  • Vehicle insurance required.
  • Borrowers with low credit scores may get higher rates.

FREQUENTLY ASKED QUESTIONS

Where can I apply for a Landmark Credit Union auto loan?

You can quickly apply online or call 262-796-4500. You can also choose to visit any Landmark branch near you.

How do I pay my Landmark CU auto loan?

There are several options for loan payments – online, by mobile app, through mail, in person, and even through payroll deductions.

Can I apply for an auto loan if I haven’t found the car I want yet?

Yes. You can get pre-approved before searching for a vehicle so that you know how much you can afford before choosing.

What is the minimum required credit score for an auto loan at Landmark?

Landmark CU doesn’t set a minimum credit score because the credit union assesses your application and credit profile as a whole.

How long does it take to apply for a Landmark car loan?

Online applications may take around 10 to 15 minutes to finish.

How much interest does Landmark charge on auto loans?

Auto and motorcycle loans start as low as 6.04% APR for 2022 and 2023 models. For model years 2021 and older, rates begin at 6.14% APR.

Does Landmark CU refinance car loans?

You can refinance your existing auto loan balance from a different lender to benefit from Landmark’s rates and terms.

Video: Digital banking – Online account info


Carla Soto
Carla Soto

Carla is a skilled copywriter at BestFind with a background in marketing and communications. She specializes in reviewing personal loan and finance products to help readers navigate the complex world of personal finance.

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